Privacy Policy

Homewell Investments LLC ("Homewell," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website at homewellinvestments.com (the "Site") or contact us to inquire about our lending services.

By using our Site or submitting an inquiry, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with its terms, please do not use our Site or services.

1. Information We Collect

Information You Provide Directly

When you contact us, complete our inquiry form, or communicate with our team, we may collect:

• Name (first and last)
• Email address
• Business or company name
• Information about your funding needs and financial goals
• Any additional information you voluntarily share in correspondence

Information Collected Automatically

When you visit our Site, we may automatically collect certain technical information, including:

• IP address and approximate geographic location
• Browser type and version
• Device type and operating system
• Pages visited and time spent on the Site
• Referring website or source

2. How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and evaluate your funding needs
• Communicate information about our lending products and services
• Send SMS/text messages when you have consented to receive them (see Section 3)
• Maintain and improve our website and services
• Comply with applicable laws and regulatory requirements
• Protect the security and integrity of our business operations

We do not use your personal information for purposes incompatible with the ones listed above without your prior consent.

3. SMS/Text Message Communications

Homewell Investments LLC may send SMS/MMS text messages to individuals who have expressly opted in to receive such communications. This section describes how we handle your SMS consent and messaging program.

How We Collect SMS Consent

We collect your consent to send SMS messages exclusively through an explicit opt-in checkbox on our contact form. The checkbox is unchecked by default and requires your affirmative action to consent. You must provide your mobile number and check the SMS consent box before we will send you any text messages.

Use of Automated Technology

SMS messages sent as part of our messaging program may be sent using an automated telephone dialing system (ATDS). By providing your express written consent, you acknowledge and agree to the use of such technology for SMS communications.

SMS Data Handling

Your mobile number and SMS consent information are stored securely and used solely for the purpose of sending you the communications you have agreed to receive. We do not sell, rent, trade, or otherwise transfer your mobile number or SMS consent data to any third party.

Supported Carriers

Our SMS program is supported by most major U.S. wireless carriers. Carrier support may vary. We are not responsible for any delays or failures in message delivery attributable to your wireless carrier.

4. Information Sharing and Disclosure

Homewell Investments LLC does not sell, rent, or trade your personal information to third parties. We may share your information only in the following limited circumstances:

• Service Providers: We may engage trusted third-party vendors who assist us in operating our website or conducting our business (e.g., email hosting, website analytics). These providers are contractually obligated to keep your information confidential and use it only for the services they provide to us.
• Legal Requirements: We may disclose your information when required by law, court order, government regulation, or to protect the rights, property, or safety of Homewell Investments LLC, our clients, or others.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our business, your information may be transferred as part of that transaction, subject to this Privacy Policy.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of data transmission or storage is 100% secure, and we cannot guarantee absolute security.

We retain your personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by applicable law.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage information. Cookies are small data files stored on your device.

You can control cookie settings through your browser preferences. However, disabling cookies may affect the functionality of certain portions of our Site.

We do not use tracking technologies to build detailed behavioral profiles for advertising purposes or to sell to data brokers.

7. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: You may request a copy of the personal information we hold about you.
• Correction: You may request that we correct inaccurate or incomplete personal information.
• Deletion: You may request that we delete your personal information, subject to certain exceptions required by law.
• Opt-Out of SMS: You may opt out of SMS communications at any time by replying STOP to any text message you receive from us, or by contacting us at brian@homewellinvestments.com.
• Opt-Out of Marketing Email: You may unsubscribe from marketing emails by following the unsubscribe link included in any marketing email.

To exercise any of the above rights, please contact us using the information in Section 10.

8. Children's Privacy

Our Site and services are intended for adults and business professionals. We do not knowingly collect personal information from individuals under the age of 18. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take prompt steps to delete such information.

9. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of our Site or services following any changes constitutes your acceptance of the updated Privacy Policy.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

10. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: